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Plan Details

Health Insurance
Health Wise Floater
Quick Links :
Healthgain is a health insurance policy for you and your family that aims at covering hospitalization medical expenses and other incidental expenses in case insured person gets hospitalized.


  • No Sub-limits, No room rent capping
  • No Medical Tests up to 45 Years
  • Get 5% discount on renewal premium for each claim free Year
  • Domiciliary Hospitalization expenses are also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit No Limit
ICU Daily Rent Limit No Limit
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 days
Free Health Checkup Cost of Health Check up reimbursement after 4 claim free years
Ambulance Expenses Max 500
No Claim Discount Up to 5% of base premium, Max 20%
No Claim Bonus accidental death cover of 100000, for claim-free policy year