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Plan Details



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Super Surplus Floater
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Synopsis:
Super surplus floater is a Top-Up family health insurance plan which covers medical expenses incurred by a person due to any illness, disease sickness or injury

Highlight:

  • No ceiling on ICU, Medicines, diagnostic charges or Consultation Fee
  • No Medical tests are required up to 50 years of age
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Ambulance Expenses Silver Plan:- Not Available, Gold Plan:- Rs 3000/Hospitalisationsum insured options Rs.10 lacs and ,above
Automatic Restoration of Sum Insured For Silver Plan : Not Covered, For Gold Plan : Recharge Benefit available
Co-Payment 10% co Pay if age at entry is above 60
Day Care Procedure Coverage All day care procedures are covered
Donor Expenses Silver Plan:- Not Available, Gold Plan:- Covered Up to Sum Assured
ICU Daily Rent Limit Covered Upto Sum Insured
Medical Screening No Pre-acceptance medical screening is required
Minimum Hospitalization Period 24 Hrs
Nursing Allowance Covered
Post Hospitalization Expenses Silver Plan : Up to 60 days, Gold Plan Up to 90 days
Pre-Existing Disease / Illness coverage Silver Plan : 36 months Gold Plan :12 months
Pre-Hospitalization Expenses Silver Plan :Up to 30 days, Gold Plan Up to 60 days
Room Rent Limit Silver Plan:- Up to Rs 4000/day Gold Plan:-Single Standard AC Room
Waiting Period for New Policy 30 days