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Plan Details

Health Insurance
Top Up Mediclaim
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New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.


  • No Pre–acceptance Health Check–up for persons above 50 years of age.
  • Pre existing Diseases covered after 48 months of continous coverage.
  • Expenses covered for Ayush Treatment.
  • Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
  • Tax rebate, as per provision of Income Tax rules, under Section 80-D.
  • Organ donor expenses are covered.
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Additional Cover for Critical Illness Optional, for age below 65
Pre-Existing Disease / Illness coverage After48 months
Waiting Period for New Policy 30 days
Ambulance Expenses Up to 1 % of sum insured
Non-Allopathic Treatments Covered
Daily Hospitalization Allowance Up to 0.1 % of sum insured, Max 10 days
Donor Expenses Covered
Nursing Allowance Covered