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Plan Details

Health Insurance
Senior Citizens Red Carpet Plan
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Senior Citizens Red Carpet plan is a comprehensive health insurance plan for Senior Citizens which covers medical expenses incurred by a person due to any illness, disease sickness, injury or accidents


  • Pre-existing diseases are covered after 12 Months
  • No Medical tests are required
  • Guaranteed life long renewals
  • Cover for Medical Consultation as an out-patient
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit Up to 1% of sum insured, max 6000
ICU Daily Rent Limit Up to 2% of sum insured
Post Hospitalization Expenses Up to 7% of hospitalization expenses, max 5000
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Specified procedure covered
Pre-Existing Disease / Illness coverage After 12 months
Waiting Period for New Policy 30 days
Co-Payment Up to 50%, depending upon claim
Ambulance Expenses Up to 600 per hospitalization, Max 1200 per policy period
Nursing Allowance Covered