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Plan Details

Health Insurance
Health Suraksha Top Up Plus Individual
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HDFC Health Suraksha Top Up Plus plan is crafted to provide additional coverage in the event of prolonged illness or a major accident, thus keeping you protected under all circumstances.


  • No Sub-limits on any disease, room rent, hospital charges & doctor fees.
  • 5 % bonus on Sum Insured for every claim-free year
  • No Medical Check-Up upto 55 years
  • Upto 140 Day care Procedures are covered.
  • Tax Benefit U/S 80D of income Tax act.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 hrs
Day Care Procedure Coverage 140 procedures covered
Pre-Existing Disease / Illness coverage After 48 Months
Waiting Period for New Policy 30 days
Ambulance Expenses upto Rs.2000 per hospitalization
Donor Expenses Covered
Nursing Allowance Covered
No Claim Bonus Up to 5% of sum insured, Max 50%